2026 DMEC Compliance Conference: Mandated PFML –State or private plan? Helping employers understand and analyze their options

There are now 16 states that have mandated paid family and/or medical leave requirements for employers. Depending on the State; employers need to decide if they will comply by participating in the State administered program or opt to participate in a private plan by purchasing an insurance product or by self-funding. This decision may differ depending on the number of employees, costs, and whether or not the employer has co-sourced other unpaid and paid leaves. When employers decide to opt for a private plan, they may need to consider, funding methods, State reporting, employee notices and any other additional obligations to the State. In this session, you will hear practical tips to assist you in this analysis and walk away with an understanding of obligations you have with the State(s).